Don't forget to factor in closing costs when considering a home sale or purchase. Robert Northfield is experienced at assisting both buyers and sellers when it comes to closings. E-mail or call me today at (973) 761-4100 if your needs include a professional REALTOR® ready for the business side of real estate.

What closing costs should you expect?

There are certain ordinary costs linked to closing the sale of a house. These fees are often divided between the buyer and seller, as spelled out in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in New Jersey to help guide you through the transaction.

Loan-related closing costs    (More information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes you may be responsible for at closing    (More information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (More information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your deal, not only will I work to get the highest sales price, but I'll also campaign for reduced closing costs. And once we've come to an agreement, I'll describe in detail the closing costs so you know exactly what you're paying for.

Buyers: When buying a home in Oklahoma County, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a tolerable range so you're not stunned when you get to the closing appointment. I'll be happy to go through the GFE with you, answering your questions and highlighting any estimates that seem questionable.