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Many Buyers in today's market do not.  Homeowners Insurance policy covers damage due to natural occurrence like a hurricane.  Home Warranty program offers a contract that covers  the repair or replacement of the most frequently occurring breakdowns of home system componets and appliances due to normal wear and tear.  The cost of a Home Warranty averages to be about $500 a year and sometimes there is a service charge of $65-$100 per visit. 

But a home warranty is not just of interest to buyers....Sellers can purchase it when their home is listed to provide peace of mind to their potential buyers and upon closing the policy transfers to the buyers and is good for one year.  Coldwell Banker offers a Home Warranty Program by American Home Shield. For more information visit www.ahswarranties.com